Intense competition, fast changing technology, increased and diverse customer demand, and fast and reliable services and goods delivery expectations have reduced the profit margins for products. To be able to obtain a sustainable economic success, companies search for ways to offer the existing products via innovative ways. Revenue management is a tool that helps firms in this purpose. On the other hand, to match and even exceed customer anticipations, firms need to understand customer preferences and offer products accordingly. Customers can now reach wide range of competitor products due to online services. Hence it became much more important to apprehend and integrate customer choices into decision support tools. At this point, choice models are used to mathematically understand the customer choice preferences among a set of presented alternatives. This book combines revenue management and choice models to present a methodology to understand customer choices and integrate these to revenue management methods to be able to offer the best set of products to the customers. Also real life applications for hotels have been presented for different methods that are discussed and also proposed in this book with respective algorithms. When combined with decision support tools, concepts presented in this book offers a significant revenue increase for companies.

Yazar bu kitapta Orta Doğu, Orta Asya ve Afrika’daki birçok kronik sorunu masaya yatırmış, derinden irdelemiş, konu hakkında bilgiler sunmuş ve dönem dönem var olan problemlere çözüm olarak kendi şahsi yorumlarını da eklemiştir. Söz konusu bu büyük coğrafyadaki sorunların, çatışmaların, gelişmelerin tarihsel dönüşüm ve toplumsal değişimlerin akademik prensiplere uygunluğunun yanı sıra açıklamalarını da sade bir üslupla dile getirmesi, başta öğrencilerimiz olmak üzere bölgedeki gelişmelere ilgi duyanların başvuracağı değerli bir kaynak haline getirmiştir.

Prof. Dr. Bayram KAYA

Aile inanç ve değerlerinin hâkim olduğu aile işletmeleri, hem ülke ekonomilerine katkısı hem de sürdürülebilirlik konusundaki üslendiği önemli rol nedeniyle dünya genelinde varlığı azımsanmayacak derecede önemlidir ve önemini sürdürmeye devam edecektir. Global olarak bakıldığında aile işletmelerinin hakim olduğu bir piyasada küçük aile işletmeciliği de sayısal olarak ön plana çıkmaktadır. Özellikle sektörel açıdan bakıldığında ise küçük aile işletmelerinin, gelişmekte olan ülkelerin büyük çoğunluğunda tüketilen gıdaların % 80’inden fazlasını sağlayarak yoksulluğun azaltılmasına ve gıda güvencesine önemli ölçüde katkıda bulunduğu belirtilmektedir (IFAD/UNE, 2013). Küresel ve ulusal düzeyde politika ve uygulamaların çoğunun ekonomik değişkenler odaklı olması, aile işletmeciliği kavramının görünürlüğü ve rolünün yeterince anlaşılamamasına neden olmaktadır. Dünyada son dönemde yaşanan krizler ve afetler aile işletmeciliği konusunu daha fazla ön planda tutmuş ve tarım başta olmak üzere bir çok alanda bu kavram daha görünür hale gelmiştir. Son dönemde yaşanılan Covid-19 pandemisi, küresel tarımsal üretim, gıda üretimi, arz zinciri ve işgücü hareketliliği konularında aile işletmelerinin hem gıda güvencesi hem de gıda arz zinciri üzerindeki öneminin farkına varmamızı sağlamıştır.

Bu kitapta her biri farklı yazarlarca kaleme alınan bölümlerde aile işletmelerinin tanımlanması, tarımda ve kırsalda aile işletmeciliğinin rolü, aile işletmelerinde kurumsallaşma, turizm, örgütlenme, insan kaynakları yönetimi, girişimcilik ve farklı sektörlerde faaliyet gösteren bazı köklü aile işletmeleri konuları ele alınmaktadır.

The book “Digital Transformation in Banking Industry – Financial Security, Audit and Business Perspective” explores the effect of digital transformation on Anti-Money Laundering (AML) regime by focusing on digital Know Your Client (eKYC), artificial intelligence in AML, crypto currency, and virtual assets by drawing attention on ongoing compliance challenges in “virtual assets era”. Furthermore, it explores Fintechs and future of conventional banking as well as remote auditing in banking industry.

This edition explores Fintechs and the future of conventional banking. This is to examine the Fintech structures that have recently gained great importance in the world and to evaluate the possible effects of the developments on traditional banking in the future. Considering the innovations that Fintech structures bring to payment systems, their impact on credit markets and the structure of blockchain-linked contracts, it is expected that they will have greater effects on the financial system in the future. In this context, the book analysis the effects of these structures on traditional banking by including the recent literature on the subject.

Remote auditing is one of the common methods that is suitable for today’s world with its flexible and technology-based structure. In our book we have dedicated a chapter which explores remote auditing (also known as virtual audit) and challenges as well as advantages of applying it.

A chapter is dedicated to AML Programs in Banking Industry in Covid-19 Era, which identifies challenges, good practices, and policy reactions to new ML/TF risks which can be also defined as financial security risks arising during the Covid-19 pandemic crisis and due to impact of digital transformation in banking industry.

A special attention is dedicated to the artificial intelligence in AML structures in banking and the role of artificial intelligence for detecting money laundering cases by decreasing the number of “false alerts” and increasing the quality of “real matches”. The book explores the role of artificial intelligence on increasing the efficiency and decreasing the manual work on daily basis for AML Compliance Officers.

The book explores virtual currency and blockchain by identifying ongoing compliance challenges from decentralized platforms, peer-to-peer cryptocurrency exchangers, anonymity-enhanced cryptocurrencies, and “jurisdictional arbitrage” (the ability of criminal actors to route their activity through countries with weak AML/CFT regimes). Blockchain/ Distributed Ledger Technology (DLT) applications aside, certain properties of Virtual Currencies (including VCs associated with Initial Coin Offering – ICOs) entail special Financial Crimes Compliance (FCC) risks, some of which are detailed in our book.

Nowadays the Digital Identity (DI) services help financial institutions, especially banking industry, to offer several services efficiently and properly to their clients. By keeping this in mind, the measures for Covid-19, offering services in distance remains the best solution in the market. The DI provides provable and sharable identity, which is particularly important when on-boarding clients but also has a key protection role to play when users are transacting. In our book we have dedicated a chapter related to digital ID system and eKYC.

We believe this edition contributes to current literature for the effect of digital transformation in banking industry from the financial security, audit and business perspective and it is important for compliance officers and bankers, policy makers, strategists, academics, students, and professionals in the field of compliance.

This book is about economic growth and development through a new way of analysis. It is a research that explains many phenomena seen in the growth process such as productivity, economic stagnation, under-investment, ineffectiveness of foreign aid, wage trends, factor flows and concentrations, technology adoption, and convergence by “relational analysis”.

Relational analysis is a general alternative analysis that focuses on the relationships between factors and uses their vital consequences to extract knowledge rather than ignore them artificially and fatally. It emphasizes that there are important interrelationships between factors such as complementarity, substitution, embodiment, directing, input-output, and facilitation. Taking into account the relations enable to get more complete and accurate answers to important questions, especially in applied works that require real predictions such as forecasting and policy formulation. The analysis can be fruitfully applied in any field, and as the growth analysis shows it fundamentally enriches the ideas, and protect from misleading assumptions.

In the book the readers will find:

– Origins and alternative definitions of complementarity and substitutions,

– Eleven implications of these relationships for economic growth and development,

– Many explanations and references for inferences regarding growth accounting, poverty traps and thresholds, multiple eqilibria, obsolescence, financial development, growth accelerations, imitations and barriers, and empirical anaysis.

The book is for anyone looking for an alternative way to learn about the basics of the growth process. Researchers, students, and staffs at universities and research institutions and other social scientists in government, business, international organizations should greatly benefit from reading the book.